Moneo8: Continuous Employee Screening
Automated sanctions compliance and insider threat detection for global HR, Payroll, and PSO firms. 365-day, 24/7 monitoring that addresses evolving regulatory requirements while respecting employment law and privacy considerations.
The Challenge
Why Static Screening Fails
Dynamic Sanctions Risk
Traditional point-in-time checks become obsolete immediately. OFAC SDN lists update constantly—employees cleared at hire may be sanctioned days or months later, creating severe penalty exposure for your organization.
Regulatory Evolution
The AML Act 2020 mandates "effective, risk-based" programs. Personnel with payment system access represent internal vulnerabilities requiring continuous monitoring, not just hire-time verification.
The Cost of Non-Compliance
Financial Penalties
Sanctions violations carry penalties ranging from hundreds of thousands to millions of dollars per incident.
Reputational Damage
Public enforcement actions erode client trust and damage your firm's standing in the market.
Operational Disruption
Investigations and remediation efforts divert critical resources from core business operations.
AML Act 2020: What It Means for You
Risk-Based Programs
Move beyond checkbox compliance to effective, proportionate monitoring systems.
Insider Threat Detection
Employees with payment access require continuous surveillance to prevent internal vulnerabilities.
Continuous Monitoring
Static checks no longer meet regulatory standards for personnel screening.
The Solution
AI-Powered Continuous Screening
Intelligent Automation
Advanced AI reduces manual screening workload by up to 80%, allowing your team to focus on strategic priorities rather than repetitive checks.
Precision Matching
Sophisticated algorithms dramatically lower false positives, eliminating alert fatigue and improving investigator efficiency.
Real-Time Surveillance
Instant transaction monitoring catches issues before they become violations—critical for payment processors operating at scale.
Comprehensive Risk Coverage
Moneo8 tailors screening depth to organizational risk level, ensuring efficient resource allocation:
Executive & Managerial
  • PEP (Politically Exposed Persons) screening
  • Adverse media monitoring
  • OFAC SDN sanctions lists
  • Enforcement actions tracking
Tactical & Operational
  • OFAC SDN sanctions screening
  • Enforcement actions tracking
  • Streamlined verification for lower-risk roles
Pricing
Flexible Plans That Scale With You
Kick-off
First 5,000 Employees
Retail: $29.99 per employee
Gross Profit: $9 per employee
Cost: $20.99 per employee + $30,000 one-time setup
Growth
5,001 to 100,000
Retail: $27.99 per employee
Gross Profit: $10 per employee
Cost: $17.99 per employee + $60,000 one-time setup
Scale
100,001 to 500,000
Retail: $24.99 per employee
Gross Profit: $13 per employee
Cost: $11.99 per employee + $120,000 one-time setup
Unmatched Value in the Market
Competitive Comparison
Traditional screening services range from $20.70 for basic checks to $89.99 for comprehensive monitoring. Moneo8 delivers superior depth at significantly lower cost—providing enhanced coverage while improving your bottom line.
Beyond cost savings, Moneo8 offers continuous 24/7 monitoring that static services simply cannot match, ensuring you catch risks as they emerge rather than discovering them months later.
70%
Cost Reduction
vs. premium competitors
365
Days Monitored
Continuous coverage
Balancing Compliance and Privacy
1
Financial Regulation
Meet AML Act 2020 and OFAC requirements with comprehensive screening programs.
2
Employment Law
Respect worker rights and fair employment practices throughout the screening process.
3
Privacy Compliance
Protect sensitive employee data while maintaining necessary oversight capabilities.

Critical Balance: Moneo8 helps your firm navigate complex financial regulations while maintaining full compliance with U.S. employment and privacy laws—avoiding enforcement actions and protecting your reputation.
Turn Compliance Into Competitive Advantage
New Revenue Stream
Offer premium screening services to clients seeking comprehensive compliance solutions.
Enhanced Trust
Demonstrate commitment to regulatory excellence and risk management to clients and partners.
Operational Efficiency
Reduce manual work and false positives while improving detection accuracy and speed.
Copyright © 2026 Moneo8. All rights reserved.